Debt Management Advice

• Consumer Credit Counselling Service
  
  General advice and on-line questionnaire to produce an individualised report on how to manage debts.
  Tel: 0800 091 1514
  
  
• National Debtline
  
  Free, confidential and independent advice funded by the Money Advice Trust.
  Tel: 0808 808 4000
  
  
• Citizens’ Advice Bureau
  
  The majority of their advisers are trained volunteers, helping people to resolve nearly 5.5 million problems every year. This link goes straight to the section of their website devoted to debt.
  
  
• Credit Action
  
  A national money education charity established since 1994 to help people to manage their money better. 
  Tel: 01522 699 777
  Email: office@creditaction.org.uk
  
  
• Clearstart Consumer Debt Service
  
  Free debt counselling for UK residents with more than £1,000 of debt who are able to repay at least £100/month.
  Tel: 0800 138 5445
  
  
• Payplan
  
  Free debt management advice using a system developed for the Paylink Trust (a not-for-profit organisation) to make repayment arrangements between clients who are in debt and the companies they owe money to. 
  Tel: 0800 917 7823
  
  
• Business Debt Line
  
  Free confidential helplline for small businesses run by the Money Advice Trust. 
  Download a copy of their booklet on dealing with small business debts: http://www.bdl.org.uk/images/dealingwithdebts-ew.pdf
  Tel: 0800 197 6026
  
  
• turn2us
  
  Matches people in need with up to 750 UK grant making organisations and government bodies.